CONTENTS

04

Message & Overview
06

Approach
20

Sustainable Development Content
142

Appendix

EN VN

PILLAR 1: RESPONSIBLE LENDING PRACTICE
PILLAR 2: RESPONSIBLE OPERATION PRACTICEL

Committing to excellence,

elevating sustainability

Sustainable development
Pillar 1:
Responsible lending practice37
Pillar 2:
Responsible operation practice87

PILLAR 1: RESPONSIBLE LENDING PRACTICE
PILLAR 2: RESPONSIBLE OPERATION PRACTICEL

GENERAL INFORMATION

SUSTAINABLE DEVELOPMENT CONTENT

HO CHI MINH CITY DEVELOPMENT JOINT STOCK COMMERCIAL BANK

25Bis Nguyen Thi Minh Khai, Ben Nghe Ward, District 1, Ho Chi Minh City
T (+8428) 62 915 916
F (+8428) 62 915 900
Hotline 1900 6060 (24/7)
www.hdbank.com.vn