I’m a well-respected member of My Loi A commune, Cai Be district, Tien Giang province. After being introduced to the bank at the Agricultural Seminar, I’m delighted to welcome HDBank here, particularly as we are undergoing a major shift from rice farming to fruit cultivation (e.g., durian). During the seminar, other local farmers and I were actively asking questions and receiving comprehensive, satisfactory answers that addressed our concerns from HDBank Cai Be employees. With a strong reputation and over 30 years of growth, HDBank has established a nationwide presence. I am confident that we will build a strong and long-term relationship. I will encourage other members and credit groups in the commune to contact HDBank without hesitation when needed, and I look forward to HDBank’s continued support and collaboration with our community.

Through media channels and direct consultations with local HDBank employees, I was very satisfied and submitted a loan application at HDBank Loc Ha. I was introduced to the Agricultural and Rural Development loan product, which offered various benefits and was well-suited to my family’s business of livestock farming. The staff was also very helpful in guiding me through the procedures and ensuring swift loan disbursement. Furthermore, I joined the Referral program to refer my friends and acquaintances to HDBank Loc Ha, with the aim of fostering better local agricultural economic growth.

As a woman-owned enterprise, we consistently face numerous challenges in expanding our operations, particularly in accessing suitable funding to ensure sustainable growth. With regard to those challenges, HDBank’s preferential financial products for women-owned enterprises have offered us more funding options to invest in and expand our operations.

Beyond providing tailored financial products and services, HDBank has demonstrated exceptional banking performance through their expanding transaction network, infrastructure, employee expertise, information security policies, and more, thereby showcasing their strong commitment to driving sustainable development.

We hope that HDBank will develop more products with even greater benefits, empowering women-owned enterprises to pursue long-term investments, scale up operations, and enhance socio-economic impact.

As a company in the renewable energy sector, Indefol Solar JSC continuously seeks flexible, efficient, and suitable financial solutions to implement clean energy projects, contributing to sustainable development. In our partnership, HDBank has demonstrated their reliability as a financial partner, not only providing pioneering green finance products but also supporting our company through every stage of development.

During our collaboration with HDBank, we are highly satisfied with the service quality and the dedicated support from the bank’s team. HDBank’s convenient transaction network and modern facilities enable us to streamline our operations and boost efficiency. The professionalism and high expertise of the bank’s employees are also crucial in building our trust in this partnership. We can confidently conduct financial transactions thanks to HDBank’s fast and transparent transaction processing and robust information security system.

Notably, HDBank has demonstrated their clear commitment to sustainable finance. The bank’s green credit products are among the industry's best and align with our company’s needs. Based on our positive experience with HDBank’s green credit products and services, we look forward to the bank’s ongoing partnership and continuous efforts to embrace new technologies and project models

As a strategic partner, MM Mega Market greatly appreciates the professional and reliable collaboration with HDBank’s team. The bank’s streamlined and transparent workflows enable them to consistently fulfill their commitments. The transparent disclosure of information during supplier selection demonstrates their environmental responsibility throughout all operations.

MM Mega Market is committed to sustainable development, aiming for net-zero emissions by 2040. We are a pioneer in implementing waste segregation models that significantly reduce food waste. MM Mega Market believes that our collaboration with partners like HDBank, who share our vision for sustainable development, will have a meaningful impact on our community.

Driven by a strong commitment to environmental protection and sustainable development, FPT IS aims to be a pioneer in Vietnam in reducing greenhouse gas emissions, targeting Net Zero by 2040. In collaboration with HDBank, FPT IS is developing digital technology initiatives to minimize environmental impact and improve operational efficiency. FPT IS highly values our partnership with HDBank, whose professionalism, effective coordination, fulfillment of all contractual responsibilities and obligations, and transparency in all procedures have been consistently demonstrated.

As a global leader in logistics, DHL is committed to pioneering sustainable development. We have been implementing our GoGreen products since 2008, aiming for significant reductions in greenhouse gas emissions and upholding global standards for corporate social responsibility and governance.

In this journey, as one of our key partners, HDBank is held in high regard for their effective collaboration and dedicated support. Notably, HDBank’s choice of DHL’s GoGreen Plus service demonstrates our shared commitment to sustainable development. HDBank’s commitment to using GoGreen Plus, with a reduction of 30% emissions by March 2024 and 90% by January 1, 2025, underscores our strong partnership and shared vision for a more sustainable future.

As a leading bank in Vietnam, HDBank has long been recognized for their extensive engagement in nationwide charity programs. Since 2007, HDBank has provided substantial financial support to the Sponsoring Association for Poor Patients HCMC, offering eye surgeries for impoverished patients, scholarships to underprivileged yet academically-motivated students, health insurance coverage, and construction of charity homes for near-poor and disadvantaged families. This contribution has resulted in over 12,500 eye surgeries, 20,500 health insurance coverages, scholarships, and hundreds of charity homes, which gradually improves the quality of life, and spreads joy and optimism among communities across the country.

In the days leading up to the Lunar New Year 2025, our teachers and students were truly delighted to receive meaningful gifts from HDBank. Moreover, the HDBank team also showed genuine care during their visit to our school. This has given us, the students and teachers in the highlands, significant motivation to overcome difficulties, pursue education, and strive for a brighter future.

As a potential leader participating in the Next Leaders program, I am honored to share my journey with HDBank - a place that has shaped my career path and ignited my inspiration.

One of the contributions I am most proud of is in the technology field - where my team and I implemented digital transformation solutions, enhanced customer experience, and optimized banking operations. At HDBank, I have the opportunity to work with talented individuals who are always willing to share their knowledge and experience. I have grown professionally thanks to internal training programs and have been recognized and appointed after outstanding achievements in key projects. This has motivated me to continuously improve myself and spread value to the team. For me, learning is not just about receiving, but also a way to connect, share, and move forward together.

Over 15 years of commitment, I have witnessed HDBank's strong transformation, pioneering in the digital era. Every step forward of HDBank is associated with the collective efforts of the entire system, and I am proud to have contributed to that development. With my TOP 1 result in the Next Leaders program, I am even more motivated to continue accompanying and bringing youthful energy and creativity to help HDBank reach new heights.

I would like to thank the Board of Directors for their trust and my colleagues for their support. I will continue to inspire young colleagues to join hands for the development of HDBank.”

During my time working at HDBank, I have found it to be an organization with a very modern, dynamic, and professional working environment. The bank regularly organizes and provides training opportunities for both skills and professional knowledge, enabling employees to work confidently and develop throughout their careers. In addition, HDBank offers competitive salaries and benefits, with bonus programs to encourage and appropriately recognize the contributions of individuals like myself in particular and the entire staff in general.

Not only focusing on investing in skills and expertise, HDBank also pays great attention to the health of its employees by providing insurance and healthcare policies for employees as well as benefits for the relatives of staff members throughout their employment.

As a "Green" bank, HDBank designs a modern workspace and a professional environment that creates a friendly and safe feeling for both employees and customers when transacting. For me personally, HDBank has always been an ideal working organization where I can be attached, contribute, learn, and develop myself.

In my role as Head of Priority Banking Relationship Management at HDBank Saigon Branch, I appreciate the professional and modern working environment along with the clear guidance from the leadership. Strong support from head office departments and business units, combined with favorable welfare policies and business conditions, not only enhances work efficiency but also creates long-term commitment. The smooth operating system, fast processing procedures, and flexible communication help us update and provide optimal financial solutions for customers. The comprehensive compensation policy, including a good working space, attractive salary and bonus system, healthcare programs, and clear career development opportunities, further strengthens my belief in HDBank's sustainable development.

This is not only a place that helps me improve my professional skills but also an organization that I want to be attached to for a long time, contributing to the sustainable development of the bank.